If you’ve ever been refused a credit card, mortgage, or loan, you know that your credit rating is important. In recent years, lending agencies such as banks and credit card companies have become much more stringent in deciding which customers they lend to. If you fall into the “high risk” category – typically someone with…
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Improving a toddlers balance
Read moreI have three year old twins and they have had all manner of bikes. From balance bikes, three wheeled ones, wooden ones and ride on ones. They now have two. A small plastic one that’s only suitable for indoor use and a proper 12” girls bike with stabilisers. They also have a scooter each. Of…
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Constructive Criticism: Use Reviews to Improve Business Practises
Read moreNo small business owner can fail to be aware of the increasing use of online reviews by potential customers. All kinds of businesses have reviews online, from shops, hotels and restaurants to mobile phone providers and energy suppliers. Having an online presence is more important than ever, but it is likely that many customers will…